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In the digital era, there are some pet services whose online optimization is obvious. The ease of ordering food online has opened up every home to top-quality brands and ingredients not available in their neighborhood, for example, and mobile booking for dog walkers is as intuitive as using an online service to find a babysitter.

Recommended site: Mobile Pet Grooming Phoenix

Like the home-visiting doctors of old, mobile veterinarians offer comfort for your pet without the distress of an office visit. There’s no need for a waiting room crowded with other animals, unfamiliar bright lights and tile floors, or the whole new array of smells the vet’s office has to offer.

The New York Times refers to these home visits as “fear-free” veterinary care. It’s a name taken after the company, Fear Free, who first began certifying veterinarians, technicians, and staff for these low-stress, at-home visits. The approach takes advantage of your animal’s tie to their natural environment and allows them the respect of undergoing stressful veterinary care without the additional demands of a road trip.

Recommended article: Fear-Free Pets Make for Happier Pets, and Owners

Respecting our pets and their comfort allows them to be at their best. Often, an animal will be reported to have behavioral problems, when the real problem is rooted in their own boundaries being crossed. At-home visits prevent high anxiety, rapid adjustments to new environments, and, some would argue, trauma.

And allowing your animal to be at their best isn’t just beneficial to them. A calm, at-home pet is an easier client for vets and groomers to work with and reduces your chances of being responsible for an injury or bite. Lowered anxiety levels may even have long-term impacts on your pet’s health. Much like with humans, an animal’s anxiety levels can worsen their health over the broad course of their lifespan. Findings reported by Dr. Gary Landsberg suggest lowered anxiety can help curb preventable gastrointestinal problems, respiratory problems, immune system problems, inhibited wound healing, and even rapid aging.

Mobile pet services are rapidly expanding. According to a report by Spot Pet Insurance, those services now include:

Wellness exams
Vaccinations
Spay & Neuter Services
Skin & Ear Problems
Allergies
Fecal & Heartworm Tests
Blood Profiles
Minor Injuries
Health Certificates
Diagnostic Testing
Much like with veterinary care, we ask a lot of our pets on visits to the groomers. Good behavior is competing with new environments, new smells, other animals passed on the way in and out, and the stress of a car trip there. In fact, many of the stressors that arise from a visit to the groomer’s are identical to those surrounding a vet visit.

Suggested site: Mobile Pet Grooming Tucson

Some stressors can’t be removed. In the case of both medical care and grooming, your pet will need to tolerate a minimally invasive, but still invasive, treatment of their body. A good vet and a good groomer alike have respect for your animal and their boundaries, while still doing what they need to do to provide the best standard of care.

But we, the owners, have the power to keep our pet’s stress to a minimum.

A quick online search will turn up thousands of articles for helping young children through transition time, doctor’s visits, and first haircuts. Discussions dive deep into issues of consent, respect, and understanding the sheer number of sensory demands on the child at any given time. It’s time we gave our pets the same respect, and mobile visits—limiting that stress too, at least, the comfort of their own home—are a massive stride forward.

The main problem with long narrow gardens is that they can feel like you’re standing in a corridor. In a long, narrow garden your eye is drawn straight to the boundaries making the space seem small and claustrophobic. This type of garden does not invite exploration and the furthest parts of the garden often remain dark, dank and unused. Counteracting the claustrophobic feeling and giving the impression of greater space and depth are the main challenges when designing a long, narrow garden.There are three main ways to deal with the problems of a long-narrow space. One strategy involves changing the perceived shape of the garden and tricking the eye into focusing away from the garden boundaries. Another method is to introduce drama by creating a more complex journey around the garden. The third way is to draw the eye upwards by introducing vertical elements that open up the garden by giving the appearance of more height.Although it seems counter-intuitive to close off a garden that is already feeling cramped, dividing the garden into separate areas is a very effective way to design a long-narrow garden. Creating separate garden rooms each with its own distinct character makes people want to use the whole garden and explore the next room. The garden will become more useable because each room has its own purpose. Breaking up the space is a great way of stopping the eye from immediately alighting on the rear boundary. This strategy creates a more stimulating journey and encourages exploration of the garden.Walls work well for creating garden rooms, especially if they have a window offering a tantalizing glimpse through to the next room. However, brick and block walls are expensive to build and other methods of dividing the space can be just as effective. Clipped hedges, pergolas, or a simple screen of posts and trellis with an archway through all make good partitions and may be more appropriate for the style and setting of the garden. Railway sleepers set on end like a huge vertical blind create a dramatic garden screen.The transitions between the garden rooms provide another opportunity to add visual and vertical interest. Circular moon gates add striking architectural detail, they also give height and their shape is excellent for focusing attention inside the garden. An arched doorway cut through a clipped hedge creates a dark outline that cries out to be explored.Circles and curves are a great for directing attention where it is desired. Using circular shapes for lawns and seating areas focuses the eye into the centre of the garden. An ‘S’ shaped path will draw attention away from the boundaries and give a more interesting journey through the garden. Placing some taller plants or trees in the deep curves of the ‘S’ creates informal divisions and stops the eye.Another design strategy that tricks the eye and creates a more exciting, indirect route around the garden is to set the plan on the diagonal. The lines of paths, lawns and borders set at 45 degrees to the boundaries draws the eye across the garden and gives the impression of greater width. Using zig-zag paths will provide a meandering walk around the garden.There are many different ways to create height in a garden, it can be done simply by including trees and taller plants. Pergolas are useful for creating instant vertical focus, they can be used as room dividers and give extra space for planting which is especially useful in a small garden. Clipped, formal hedges are also excellent for creating height, as a backdrop for planting and as walls for outdoor rooms.Long narrow sites can make fabulous gardens, but like any tricky space they need a good design that addresses all the practical issues, and includes a bit of wizardry to make them comfortable and inviting spaces to spend time in.

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.