E-Commerce Strategies For the Developing Nations and Emerging Economies – National Level Strategies

E-commerce has the potential to bring many benefits in the economies and societies of all nations which may include growth in economies, enhance export competitiveness and ease jobs and business activities.However, the development and adoption of E-commerce by the developing countries and Emerging economies have so far been limited. Reasons for this are written, discussed and documented much. It is not the purpose of this article to discuss about them.Given those problems and obstacles E-commerce faces in these countries changes can be made if right strategies be put in place. I would like to indicate some E-commerce strategies that I believe should be priorities.1. Raising Awareness
Raising awareness and understanding about the benefits and implementation of E-commerce should be the primary task that these nations should do. Without good level of awareness it is almost an impossible task to practice E-commerce. However, it is not an easy task though. It may take some time to reach desired goals. It is also a sound approach using the Internet in major needs and interest areas of the people such as vacancies, billing information (electricity, telecommunications, etc.)2. E-commerce application for businesses
Electronic way of doing business makes enterprises to become more competitive in the global market. As the enterprises grow, new markets will be accessed and many new employment opportunities will be created. As a result, this facilitates the creation of wealth and sustainable economy.3. Government Roles
Experiences show that in many developed countries that have enjoyed fast growth in ICT, government has been closely involved in promoting ICT development. -United Nations Conference on Trade and Development, E-COMMERCE AND DEVELOPMENT REPORT 2003Government role is vital in the implementation and growth of E-commerce in the Developing nations and Emerging Economies. One of major and effective strategies for growing the practice of Internet usage is through e-government facilities. E-government is giving public facilities through the Internet. As a result this will create the opportunity for the society to explore the potential of the Internet for further business activities.
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The Best Way to Break in a Brand New Baseball Glove

The glove is the ultimate defensive weapon of a fielder and although infielder and outfielder gloves are different in size, and the first base glove and catcher mitt is in a league of their own, there are certain basic methods for breaking a new glove in.There are many factors which affect the methods and quickness of breaking a glove in, such as quality of leather, softness and type of leather, web design and what the fielder feels they require in order to maximize its effectiveness.Although every one seems to have a secret formula, or knows someone who has a secret formula for breaking in a glove, we’ll explain the two most common methods in this article.The first method is of to follow the manufactures’ directions and follow their instructions, but for some reason we don’t think, that includes me most of the time, they know what they’re talking about.So we’ll proceed to the next method. The softness of the leather is directly associated with the cost of the glove, as a $500 glove will be much softer than a $100 glove. The reason I mention this is the first thing a player wants to achieve when breaking in a glove, is to create a pocket, which only use will accomplish, but the softness of the leather hastens the procedure.Here is a partial list of products which help soften leather, there are probably more, but these will suffice and are readily available.* Foaming Shave Cream
* Vaseline
* Saddle Soap
* Mink Oil
* Tanners Glove OilOne thing to be conscious of More is not always better, as some players will slop the oil all over the glove which only quickens deterioration and makes a slimy mess. Rather use a soft cloth and wipe small amounts of whatever leather softener you’re using into the leather until it disappears, then wipe off any excess which is not absorbed.Forming the pocket is the next step and there are several methods for accomplishing this. Playing catch, using the glove, is by far the best method to use, but sometimes it may be difficult to locate a throwing partner, which is why I include the following alternatives.* Use the batting cage. As the name indicates the original intended purpose of a batting cage is to help learn to hit, but it’s not the sole reason. There is nothing better than catching 50 – 100 70 mph fastballs to help form a pocket and do it quickly.* There is an old fashioned method, which is also effective in producing a pocket, and that is to work the leather softening agent into the leather, place a baseball (or softball if that’s your sport) into the pocket, fold the glove and tightly tie it together with a shoestring or rubber band. This may sound a little bit like baseball voodoo, but they do make devises specifically for this purpose.Remember, “more is not better” and use of the glove, no matter the grade of leather, will produce the desired results.

Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.